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The Bank of Carbondale

Interest Rates effective 10-23-2020

Account Type Min. Balance to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
Passbook Savings* + $100 None .10% .10%
Money Market* + $2,500 $500 .10% .10%
$2,500 .10% .10%
$10,000 .15% .15%
$25,000 .15% .15%
Elite Money Market* + $5,000 $5,000 .10% .10%
$10,000 .15% .15%
$25,000 .15% .15%

Certificates of Deposit Min.Balance to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
6 Month CD ** $1,000 $1,000 .15% .15%
6 Month CD ** $50,000 $50,000 .15% .15%
12 Month CD ** $1,000 $1,000 .35% .35%
12 Month CD ** $50,000 $50,000 .35% .35%
18 Month CD ** $1,000 $1,000 .35% .35%
24 Month CD ** $1,000 $1,000 .45% .45%
30 Month CD ** $1,000 $1,000 .45% .45%
36 Month CD ** $1,000 $1,000 .55% .55%
48 Month CD ** $1,000 $1,000 .75% .75%
60 Month CD ** $1,000 $1,000 .95% .95%



Certificates of Deposit Early Withdrawal Penalty
1 & 3 Month CD 1 Month Interest
6 - 11 Month CD 3 Months Interest
12 Months or Over 6 Months Interest

*The rates may change after the account is opened.

**A penalty may be imposed for early withdrawal on CDs.

+Fees could reduce earnings on the account.

Additional disclosure information is available in our Truth in Savings brochure.

Your Hometown Friend
216 East Main Street
P.O. Box 2287
Carbondale, IL 62902-2287
(618) 549-2181