BANK HOLIDAY HOURS: MONDAY, FEBRUARY 19 - PRESIDENTS' DAY

Carbondale Downtown location - 216 East Main Street
Drive Thru hours: 7:30 am - noon. Lobby: closed

All other locations will be closed

The Bank of Carbondale

Download/Print Privacy Policy
Rev. 03/2013
FACTS

WHAT DOES THE BANK OF CARBONDALE DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances
  • Payment History
  • Transaction history
  • Credit history
  • Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Bank of Carbondale chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does The Bank of Carbondale share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
Questions?
Call 618-549-2181 or go to www.tboc.com
What We Do
How does The Bank of Carbondale protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does The Bank of Carbondale collect my personal information?
We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • The Bank of Carbondale does not share with our affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • The Bank of Carbondale does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Bank of Carbondale doesn't jointly market
Download/Print Privacy Policy
Your Hometown Friend
216 East Main Street
P.O. Box 2287
Carbondale, IL 62902-2287
(618) 549-2181