EXCITING NEWS: The Bank of Carbondale will be part of First Southern Bank beginning Tuesday, June 21, 2022

For more information, view press release

The Bank of Carbondale

Interest Rates effective 07-01-2022

Account Type Min. Balance to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
Passbook Savings* + $100 None .10% .10%
Money Market* + $2,500 $500 .10% .10%
$2,500 .10% .10%
$10,000 .10% .10%
$25,000 .10% .10%
Elite Money Market* + $5,000 $5,000 .10% .10%
$10,000 .10% .10%
$25,000 .10% .10%

Certificates of Deposit Min.Balance to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
6 Month CD ** $1,000 $1,000 .10% .10%
6 Month CD ** $50,000 $50,000 .10% .10%
12 Month CD ** $1,000 $1,000 .30% .30%
12 Month CD ** $50,000 $50,000 .30% .30%
18 Month CD ** $1,000 $1,000 .35% .35%
24 Month CD ** $1,000 $1,000 .35% .35%
30 Month CD ** $1,000 $1,000 .40% .40%
36 Month CD ** $1,000 $1,000 .50% .50%
48 Month CD ** $1,000 $1,000 .60% .60%
60 Month CD ** $1,000 $1,000 .90% .90%



Certificates of Deposit Early Withdrawal Penalty
1 & 3 Month CD 1 Month Interest
6 - 11 Month CD 3 Months Interest
12 Months or Over 6 Months Interest

*The rates may change after the account is opened.

**A penalty may be imposed for early withdrawal on CDs.

+Fees could reduce earnings on the account.

Additional disclosure information is available in our Truth in Savings brochure.

216 East Main Street
P.O. Box 2287
Carbondale, IL 62902-2287
(618) 549-2181